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If for example the income that is only is or SSDI, generally speaking you might be protected from garnishment. Federal law (U.S.C. 42 В§ 407) forbids many creditors from garnishing SS or SSDI advantages (a exceptions that are few this legislation are for taxes, alimony/maintenance, youngster help, student education loans, plus some federal government debts). Which means that in the event that you donвЂ™t spend un-secured debts (including, yet not limited by medical bills, charge cards, pay day loans, signature loans, signature loans, repossessions, foreclosures, previous leases, past utilities, many civil judgments) creditors cannot garnish your advantages for these debts. (more…)