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Thursday, August 13, 2020 @ 11:15 AM | By Maggie Vourakes
This rate is non-compounding and calculated from the outstanding concept. In addition, borrowers whom bounce cheques or have actually insufficient funds within their banking account if the right time for payment comes is only able to be charged a maximum $25 penalty fee. Loan providers can just only charge this charge as soon as, regardless of true amount of times a payment is dishonoured. The principles just take impact Aug. 20, 2020, and should not be employed retroactively to loans in presence before this date.
The Ontario federal government introduced the modifications underneath the COVID-19 Economic Recovery Act 2020, to present relief to people that are dealing with pecuniary hardship in repaying their loans. (more…)