transfer myki balance to another card

The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Why do you need to keep swapping cards? endstream You can request a new, free myki smartcard through your online account. JavaScript must be enabled to use this site.We're sorry for any inconvenience. What are the best student credit cards for cash back? Just one more benefit you enjoy as a COPFCU member. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. To transfer Myki you need to deactivate the myki card and move to the new device. Myki Review | PCMag I am only onto my second card because the first was lost. What to Do If You Cant Get a Student Credit Card? In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. there's no excuse for this money-grubbing by the Myki corporation. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. A balance transfer does not happen automatically. Step 5: Apply for the New Card. It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. In my experience touching on is quicker than validating a metcard. 186 0 obj Once you do, carrying out a balance transfer becomes rather straightforward. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . Pay down this card's balance quickly to improve your credit. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. However, it may take up to 21 days in some cases. How long does it take to process a balance transfer from another company? What is the best cash advance credit card? The call centre staff member told me "we're not a financial institution so it's not that simple". The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. This 0% interest period can help you carry your debt for a limited time without paying interest. Hire the best financial advisor for your needs. This helps you to avoid late fees and penalty APRs on your existing accounts. Choose your top up value and minimum balance. Why is it impossible to transfer money online between different Myki cards? <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> Once your phone has rebooted, go to Mobile myki within Google Wallet. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. That's a lot of free money for Myki, which customers are unlikely to ever claim. How to Transfer a Credit Card Balance to Another Credit Card Standard message rates apply. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. A billion fucking dollars. 188 0 obj 0000004886 00000 n You'll need your 15-digit myki number to register. What if my card is lost or stolen? Wait a few minutes then check the app to see your balance. The Pros And Cons Of Balance Transfer Credit Cards - Forbes Myki (/ m a. Here are some tips to save on fees and interest on a balance transfer. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> When a Myki card is lost or . Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). When you pay to put credit onto your Myki card, someone else does get your money and put into your bank account. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. 215 0 obj You may also receive a letter confirming the balance transfer. This is regardless of whether there is a myki pass or existing fare on the myki. What are Your Rights as a Credit Card Holder? A balance transfer lets you use a credit card to pay debt on another credit card. Annual Fee: $0. Why Military Personnel Are Vulnerable to Identity Theft? Do you have any links to the technical specs of the miki? 0000118233 00000 n Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. I searched everywhere. On your new phone, download Google Wallet and set it up with your same account details. 1. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Upon approval, your new card provider might pay your old card provider directly or send a check to you. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? 0000004362 00000 n We'll block it and can arrange a refund to your new Mobile myki. To use, simply: top-up your card tap on at the start of your journey tap off at the end. You can manage your Adelaide metroCARD online by setting up an account. You can request a new, free myki smartcard through your online account. Check your old Myki cards - Daniel Bowen Reddit and its partners use cookies and similar technologies to provide you with a better experience. Your first touch on creates a 2 hour fare. Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. 0000005511 00000 n MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. 0000001755 00000 n You need to be connected to the internet to top up your Mobile myki. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. This may also be an anti money laundering thing. You'll need to buy and top up a new Mobile myki. For a bus anyway. A Mobile myki expires after two years. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . For example, when your myki Money balance reaches $10, you could top up with $20. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. Carrying that balance is costing you $1,000 a year in interest. 0000010193 00000 n So I had a mobile MyKi with around $6.xx balance on it. Step 3: Review Card Offer Terms. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Within the phone, go to Settings > System > About phone. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. 178 39 Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Now, on the form it says I need the card to be re-imbursed. No. New comments cannot be posted and votes cannot be cast. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. How to Add Authorized Users & Employee Cards on a Business Credit Card? You will need to provide identification to show that you are the registered myki card holder. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Understanding Credit Card Balance Transfers - Investopedia 0000005348 00000 n 0000003801 00000 n 183 0 obj Tap Travel Card. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M Any other travel benefit such as free weekend travel isn't available at this time. Auto top-up: If you have auto top up on your original myki, this service will not be transferred to your new replacement myki. No. The process begins when you submit a balance transfer application. Learn more about auto top up. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Within the phone, go to Settings > Connected devices. Here's where to find it: After logging in to your account, go to "Card Details.". The costs of a balance transfer. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. They could have at least have forms on their website to print and send. 0000003774 00000 n Opinions expressed here are the authors and/or WalletHub editors'. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Mobile myki Frequently asked questions - Public Transport Victoria However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. If you travel occasionally pay as you go with myki Money. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. The only way is to download a form, fill it out, post it in, and wait weeks. How To Transfer A Credit Card Balance To Another Card. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Enter your cell phone number and well send you a link to install the WalletHub app. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. If these are your only two cards, your credit utilization ratio is 33.33%. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! You probably want to transfer a balance to save money not spend more. endobj If this occurs, you won't incur a duplicate fare. Some trips take longer than two hours because of a transfer between services. How Prepaid Cards Work & Why You might want one? What a frikkin waste of money! Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. You can also replace your myki online or by calling us. 0000004635 00000 n A refund for an international payment card cannot be processed by the PTV call centre. You only need to wake up your phone to touch on and off. Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. A quick tutorial to transfer your myki balance between google pays on different android phones. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. Do You Have to Be a Student to Get a Student Credit Card? Mobile myki is different to an existing myki card. Student passes and concession cards cant be replaced online or over the phone. I know it's not possible to do it online. Tap Continue. Let's say you have $4,000 in credit card debt and transfer that balance to a . 0 If you're still travelling after 2 hours, you'll be charged a daily fare. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Haven't tried as yet. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Yes. Find out how much to top up at Fares. xen0. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Your card provider holds the right to approve or deny your request for a balance transfer. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. xref If you have a Mastercard or VISA card you can get and top up a Mobile myki. It was in my wallet the whole time lol. It appears as a "Approved Level 2" request on my myki account on the website. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. To. Know your existing credit card's interest rates, balances, and balance transfer limits. No, you cannot transfer a balance from one Synchrony Bank credit card to another. What is the Best No Annual Fee Credit Card? FAX?! Myki Money QTEM devices can be found at PTV Hub (SouthernCross). The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. Any money on your card will be protected. endobj 0000001606 00000 n How do I know if my balance transfer was approved? https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. They earn interest on it. How to replace your myki: - Vtsnfttest.com.au You can replace some types of tickets if they are lost or stolen. 0000118590 00000 n Credit cards may set a minimum balance transfer fee of $5 or $10. Adelaide metroCARD - Adelaide Metro Simply allow 24 hours for travel and transactions to appear. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. I never bothered to do it. <> Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 0000006952 00000 n Seniors Card Frequently Asked Questions (FAQs) Compare Balance Transfer Cards | finder.com 0000008137 00000 n More than a year ago, I needed to change my concession Myki to full fare (no longer a student). The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. Easy, and only required every three years!! I realise this is not a life-changer, but there's a principle at stake. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. endobj In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Music:. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. I've got a new Myki in my Seniors package. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. You can register your Mobile myki via Register your myki. Please note you cannot replace a lost or stolen myki at a premium station. You need to submit a balance transfer application that is subject to approval. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. For more information see Google Help and Support. Depending on your card provider, you may initiate the process online or over the phone. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? I have a card with $19.90 on it. endobj In a couple of weeks I will be renovating and furnishing a new house. Im sure Myki could add this capability to their website if they cared to. Only Mobile myki has the ability to charge you a fare via a myki device. Privacy Policy. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! <>stream Get up to 5% cashback in rotating and newly added everyday categories. %PDF-1.5 % Youll need to complete a V/Line Passenger Refund Application Form. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Mobile myki will now be reactivated on your phone, with your account details the same as before. Myki credit, once on your card, does not expire after 90 days of not getting used. A balance transfer can give you the flexibility to: Pay off high-interest balances Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Your Mobile myki will now appear in Google Wallet. %%EOF Balance transfer fees may apply. Myki | Youth Central Image what could have been done with a billion fucking dollars. On Friday Martin. Most balance transfers with Chase process within a week. This resets the fare expiry and gives you more time to complete your journey. You can only activate a Mobile myki on one device at a time. No wonder the thing cost more than a billion dollars. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Photo: 10255185_880/Getty Images. Do Seniors Myki Cards Expire - WHYIENJOY While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Contact us to request the transfer. Auto-load is the same as auto top up. Meticulous in his research, he provides accurate and up-to-date information. This is how I feel when people ask if I can fax them a form. 3. You may be using an older version of Google Wallet. Whats the difference between a hard credit inquiry and a soft credit inquiry? All myki smartcards expire after four years. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor 0000002429 00000 n The reason for that is because low interest rates for transfers are made to attract new customers. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). There are three ways to replace lost or stolen myki cards: 1. Sorry, the Seniors Card program cannot replace lost myki cards. Top up your myki About a week back, I went from Frankston to St. Albans, changing at Flinders. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. What is the best credit card for fair or average credit? These are the eight most commonly purchased myki Passes. Check your phone to make sure you're connected to WiFi or mobile data. endobj Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. Personal Credit Cards? How to transfer your credit card balance - Citi.com There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. You may want to hire a professional before making any decision. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Transfer registration. Cookie Notice 0000003374 00000 n Assume that your new card charges a 3% balance transfer fee. My old one is registered and everything with my account but there seems to be no way to import that one in. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Then I begrudgingly bought a new Myki card. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. The phone is awake whenever the screen is turned on, even it's locked. -- Lee Huffman, credit card expert at BaldThoughts.com. Editorial and user-generated content is not provided, reviewed or endorsed by any company. There is no principle. We're working to improve the messaging. You need to apply for a balance transfer. It's shit like this which makes me happy and proud I have never used Myki in my life. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. About Myki cards & Mobile Phone SIM cards - Tripadvisor

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